Get the directions here.
1. Use a credit card that gives you cash back. I recently signed up for Bank of America’s BankAmericard Cash Rewards™ Visa Signature® Card and get money back on my purchases. The deal: “1% cash back on purchases, 2% at grocery stores and 3% on gas for the first $1,500 in combined gas and grocery purchases each quarter. Plus earn a 10% customer bonus when you redeem into a Bank of America® checking or savings account.”
Bank of America is also having a promotion going on right now that if you spend at least $500 in purchases within the first 90 days of opening an account, they’ll give you $100. I already received a check for $115. If you’re going to be spending, might as well use a card that will give you cash back.
For more information about the BankAmericard Cash Rewards™ Visa Signature® Card, click here.
2. Take the time to find the best price when shopping. Once you’ve found it, do your online shopping through Ebates. I do most of my shopping online and a majority of the time, the stores I shop at are on Ebates so I get a percentage of my purchase back. If you shop online, you should have an Ebates account.
Some of my favorite stores on Ebates: Amazon, Nordstrom, Sephora, Country Outfitter, Living Social, Groupon, Lulus, Babies R Us, Gap, Piperlime, ASOS, Vine, Victoria’s Secret, Expedia, Crate and Barrel… see, there’s a ton. Plus, if you get your friends to sign up for Ebates, you can get even more money back. Going to sign up? Do me a favor and sign up by clicking here.
3. Drive less or at least carpool. Save gas by planning out your driving schedule. Plan to do all your week’s shopping in one day, directly after work, using Google Maps to find the best routes between stores.
Carpool to work. Carpool to family get-togethers and holiday dinners. Carpool to run errands. Hitch a ride with a friend or offer to drive this time and they drive next time. The less driving you do, the more money that stays in your pocket.
4. Know where your money has been going and figure out where you can cut your spending. Mint.com and the Mint iPhone app are great for tracking your income, spending, mortgages, 401k and more. Mint also lets your create your own budgets and will notify you through email or text if you’re getting close to overspending.
5. Take advantage of your local grocery shop coupons, apps, and deals. I do most of my shopping at Fresh & Easy and Safeway. Both stores have great apps that have deals and coupons to save you even more money on your groceries. Before you leave to shop, write a list of what you need and take a couple extra minutes to load your grocery rewards cards with coupons.
6. Go through your closets, garages and storage units and find belongings you no longer use or want. Sell your unwanted items on Amazon, Ebay, ThredUp, Twice, or any of these in this list compiled by Fashionista.com to get some cash back.
7. Any items that are not resell-able, donate to Goodwill and get a tax receipt. Save a little bit of money come tax time and feel good that you cleared up some space in your house.
8. Put on a sweater! Decrease your heating bills during the winter by packing on the layers. Utilize that fireplace.
9. Instead of buying everyone on your list store-bought gifts, opt for making homemade gifts for family members and friends. There are many great tutorials on Pinterest for almost any kind of gift you could think of. This year, I’m going to make batches of Sriracha Caramel Corn (recipe via Clever Girls blogger Damn Delicious) for my family and package it up nicely. Homemade gifts can be fun to make, are made with love, and will save you money. Plus, who doesn’t want Sriracha Caramel Corn? Have you tried it? It’s (damn) delicious!]]>
This post is a little late, but I wanted to share some photos from a trip to wine country my girlfriends and I took back in September. The eight of us were all Napa Valley wine tasting virgins so it was about time we experienced it, especially since we are only about an hour and a half away.
I gave each of the girls a gift bag to start off the trip.
Gift Tags: Each gift tag had a different funny wine quote from Pinterest. Here’s a few:
Wine-Inspired Nail Polish: Each bag contained wine-inspired nail polish like CoverGirl Outlast’s Wine to Five and Wine Stain.
Corkscrews: It’s always smart to be prepared. Those corkscrews came in handy on the limo ride home when we wanted to open our recently purchased wines.
Decorated Wine Glasses: DIY instructions can be found here.
Wine-tinery: Prior to the trip, I mapped out the top three wineries we wanted to stop at using Google Maps. We figured out the most logical route and made our reservations weeks in advance. I drafted a wine-tinery for each girl and an extra one for our driver so he knew the addresses of where we were going.
- Research the limo company ahead of time. Ours was almost an hour late and has a really bad rep on Yelp.
- Don’t try to squeeze in too many stops throughout the day. You will probably spend at least an hour at each winery.
- Plan ahead! Our day went fairly smooth, but that was thanks to the early planning and mapping out our stops. We made reservations in advance for each winery we wanted to visit. I also downloaded the free Winery Finder & Tasting Finder app from iTunes to know what deals we could get at each stop. The app is a must-have if you are planning on visiting wine country.
- Eat before and bring plenty of water.
From left to right:
Glitzy dresses are all the rage right now. They channel the 1920′s party look and are perfect for any Great Gatsby themed parties. I went to one last night and rocked the Lulu’s dress.
Don’t we look dapper?]]>